Accident insurance, offered by MetLife, pays a lump sum directly to you for an off-the-job accidental injury. You may use the payment you receive to help pay for your out-of-pocket medical expenses which includes copays, or deductibles. This is a comprehensive plan which provide payments in addition to any other insurance payments you may receive. Below are some of the covered events/services.

Critical illness insurance, offered by MetLife, provides a lump-sum payment when you are faced with a critical medical condition, such as cancer or a heart attack. This coverage can help to offset the expense of meeting unexpected high out-of-pocket costs, allowing you to focus on what’s important: healing. In addition to yourself, you may choose to cover your spouse or civil union partner, and your dependent children up to age 26.

MetLaw, administered through Hyatt Legal Services, provides you, your spouse, and your dependents with fully covered legal services from experienced attorneys at a low group rate. When you use a plan attorney for covered services, there are no deductibles, copayments, waiting periods, claim forms, or limits on usage. MetLaw provides you with telephone and office consultations where the attorney will review the law, discuss your rights and responsibilities, and recommend a course of action.

In today’s world of online shopping, using public Wi-Fi and giving out Social Security numbers as a form of ID, our personal information can be exposed. Unfortunately, free credit monitoring simply alerts you to credit score changes. LifeLock not only has proprietary technology to detect a variety of identity threats, if you do have an ID problem, its U.S.-based team of specialists can help fix it.

You care about your pets and consider them members of your family. While it’s hard to anticipate accidents and illnesses, Nationwide helps makes it a little easier to be prepared for them. From preventive care visits to significant medical incidents, Nationwide provides protection for pets when they need it most.

Nationwide policies cover a multitude of medical problems and conditions related to accidents and illnesses, including cancer. Coverage is available for dogs, cats, birds, and exotic pets, plus optional wellness care coverage reimburses for vaccinations, flea/tick prevention, and more. Policyholders are free to use any veterinarian worldwide —even specialists and emergency care providers. Best of all, AHA employees are eligible for preferred pricing which makes this peace-of-mind protection even more affordable.

A commuter transit and/or parking account is a pre-tax benefit account used to pay for public transit (such as CTA, Metra, and Metro) and/or parking as part of your daily commute to and from work. It’s a great way to put extra money in your pocket each month and make your commute more convenient and affordable. And unlike other pre-tax savings programs, it works from month to month with no annual election required — you can sign up, make changes or cancel at any time.